These Terms of Service (“Terms”) govern your access to and use of [Your Company] and the https://olpsbandit.com website. By accessing or using the service, you agree to these Terms. If you do not agree, do not use the service. Please read them carefully, including the “Not Financial Advice” and “Limitation of Liability” sections.
About the Service
[Your Company] provides software, dashboards, backtesting tools, analytics, screening, market-related models, and related services for quantitative research and strategy development. It is provided for informational and educational purposes only.
The service is operated by [Legal Entity], based in [Postal address].
Not Financial Advice
The service is provided for informational, educational, and research purposes only and does not constitute financial, investment, legal, tax, accounting, or other professional advice.
We are not a registered investment adviser, broker-dealer, or financial planner. Nothing in the service is a recommendation to buy, sell, hold, short, or otherwise transact in any security, cryptocurrency, derivative, fund, or other financial instrument.
You are solely responsible for your own financial decisions, and you should consult a qualified, licensed professional before making any investment or trading decision.
No Broker, Adviser, or Fiduciary Relationship
We are not a broker-dealer, investment adviser, portfolio manager, exchange, custodian, financial institution, or fiduciary. Using the service does not create an adviser-client, fiduciary, professional, or agency relationship between you and us.
Market and Model Risk
Financial markets carry risk, and you may lose money, including your entire investment.
Backtests, simulations, model outputs, forecasts, quantiles, confidence scores, rankings, strategy suggestions, and other analytics are hypothetical, do not represent actual trading, and may be inaccurate, incomplete, delayed, or misleading. Past performance does not guarantee future results.
Model outputs may be wrong, data may contain errors, and market conditions may change. Strategies that appear profitable in a backtest may fail in live markets. You should not rely on the service as the sole basis for any financial decision.
The service may include experimental features, automated outputs, incomplete datasets, and model-generated results. You are responsible for independently verifying all outputs before relying on them.
Eligibility
You must be at least 13 years old to use the service. If you are under the age of majority where you live, you may use the service only with the involvement of a parent or legal guardian. Paid features may require that you are able to enter into a binding contract or have the consent of a parent or legal guardian.
Accounts
You are responsible for:
- Keeping your login credentials secure
- All activity that occurs under your account
- Providing accurate account and billing information
- Notifying us promptly of any unauthorized access or security issue
We may suspend or terminate accounts that violate these Terms or create risk for the service, other users, or third parties.
Paid Features, Billing, and Payments
Some features require payment. Payments are processed by Stripe or another third-party payment provider, and by purchasing paid features you agree to the applicable provider’s terms. Unless otherwise stated at checkout:
- Fees are charged in the amount and billing interval shown at purchase
- Subscriptions may renew automatically until cancelled
- You are responsible for applicable taxes
- Refunds are provided only where required by law or at our discretion
You can cancel a subscription through your account billing settings, through the Stripe customer portal if available, or by contacting us at the support email listed on the site. Cancellation stops future renewals but does not automatically refund past charges unless required by law or expressly stated at checkout.
We may change pricing or features over time. Where a change affects an active subscription, we will provide notice where required by law.
Acceptable Use
You agree not to:
- Use the service for unlawful, fraudulent, abusive, or harmful purposes
- Bypass or attempt to bypass security, authentication, rate limits, or access controls
- Interfere with or disrupt the service
- Scrape, copy, or harvest data except as expressly permitted
- Reverse engineer or attempt to extract source code except where the law expressly permits it
- Upload malware or other harmful code
- Use the service to manipulate markets or to violate securities, commodities, crypto, anti-fraud, or market-abuse laws
- Misrepresent the service’s outputs as guaranteed, certified, or professional advice
- Violate the rights of others or any applicable law
Your Content and Inputs
You are responsible for the content, prompts, configurations, and data you submit to the service. You grant us a limited, non-exclusive license to process your submitted content as needed to provide, secure, maintain, and improve the service.
Do not submit confidential, regulated, or sensitive information unless you have the right to do so and understand the associated risks.
Third-Party Data and Services
The service may use or link to third-party data, APIs, models, infrastructure, payment processors, analytics, and security tools. We are not responsible for third-party services, including their accuracy, availability, terms, or privacy practices.
Market data, news, prices, and other financial information are provided “as is” by their respective providers and may be delayed, incomplete, inaccurate, or unavailable.
Intellectual Property
The service, including its software, design, branding, content, models, dashboards, and platform features, is owned by [Your Company] or its licensors and is protected by intellectual-property laws. This does not include third-party data or your own content. We grant you a limited, non-exclusive, non-transferable license to use the service for its intended purpose. You may not copy, modify, distribute, sell, lease, or create derivative works from the service except as we expressly allow or applicable law permits.
Availability and Changes
We may modify, suspend, or discontinue any part of the service at any time. We do not guarantee that the service will be uninterrupted, secure, error-free, or available at any particular time.
Disclaimer of Warranties
The service is provided “as is” and “as available.” To the maximum extent permitted by law, we disclaim all warranties, express or implied, including warranties of accuracy, reliability, merchantability, fitness for a particular purpose, non-infringement, availability, profitability, and suitability for any trading or investment decision. We do not warrant that the service will be uninterrupted, error-free, or secure.
Limitation of Liability
To the maximum extent permitted by law, [Your Company] and its operator will not be liable for any indirect, incidental, consequential, special, punitive, or exemplary damages, or for any lost profits or loss of data, including losses related to trading, investing, missed opportunities, data errors, service interruptions, security incidents, or reliance on the service’s outputs.
To the maximum extent permitted by law, our total aggregate liability for any claim relating to the service will not exceed the amount you paid us for the service in the three months before the claim arose, or CAD $100 if you did not pay us.
Some jurisdictions do not allow certain limitations or exclusions, so some of these may not apply to you.
Indemnification
You agree to indemnify and hold harmless [Your Company] and its operator from any claims, losses, liabilities, damages, costs, and expenses arising from your use of the service, your violation of these Terms or any law, or your infringement of any third-party right.
Termination
We may suspend or terminate your access to the service if:
- You violate these Terms
- Your use creates legal, security, operational, or financial risk
- We discontinue the service
- We are required to do so by law or by a third-party provider
You may stop using the service and delete your account at any time.
Governing Law
These Terms are governed by the laws of the Province of British Columbia and the federal laws of Canada applicable therein, without regard to conflict-of-law rules. You agree to the exclusive jurisdiction of the courts located in British Columbia, Canada, except where applicable law requires otherwise.
Changes to These Terms
We may update these Terms from time to time. The updated version will be posted on this page with a new “Last updated” date. Your continued use of the service after the changes take effect means you accept the updated Terms.